Impact University: Predatory Financial Practices
- Behavioral Economics/Psychology
- Civic Engagement/ Demographics
- Criminal Justice
- Early Childhood
- Economics of Poverty
- Education
- Faith and Poverty
- Healthcare
- Media and the Press
- Nonprofits/Social Entrepreneurship
- Portraits of Poverty
- Predatory Financial Practices
- Public Policy
- Race
- Stories from the Line
- Tax and Economic Policy
For-Profit-College Fiasco: Why a Watchdog Needs a Watchdog >
Carey, K. (2016-06-21, The New York Times): An accreditor that allowed mismanaged for-profits to exist now faces extinction.
Payday Lending: Will Anything Better Replace It? >
McLean, B. (2016-05, The Atlantic): The practice is slowly being regulated out of existence. But it's unclear where low-income Americans will find short-term loans instead.
PPI Report: Tax Prep Chains Target Low-Income Workers >
Weinstein, P. and Patten, B. (2016-04-14, Progressive Policy Institute): National tax preparation chains continue to exploit the working poor, many of whom spend a significant portion of a key federal anti-poverty tax credit—the Earned Income Tax Credit (EITC)—just to pay for filing their taxes, according to a report released today by the Progressive Policy Institute.
Market for Fixer-Uppers Traps Low-Income Buyers >
Goldstein, M. and Stevenson, A. (2016-02-20, The New York Times): The mortgage industry has seen a rise in a new type of long-term loan, called a contract for deed, in which investors make deals with low-income home buyers unable to get traditional mortgages. But for buyers lured by the dream of homeownership, these seller-financed transactions can become a money trap that ends with a quick eviction by the seller, who can flip the home again.
The Odd Couple Fighting Against Predatory Payday Lending >
McElwee, S. (2015-03-19, The Atlantic): Unlikely allies Steve Hickey and Steve Hildebrand are leading a bipartisan fight against payday loans in South Dakota.